Use our Loan Calculator to see all costs clearly — no hidden charges.
Download the app and complete a short form. Your information is encrypted and handled with industry best practices.
Verify identity and income via secure channels. Our risk engine evaluates eligibility while staying compliant with SECP guidelines.
Receive funds into your preferred wallet or bank. Repay through partner gateways such as Easypaisa and JazzCash.
Visioncred is an investment finance service company in Pakistan, committed to providing innovative financial solutions.
To be a leading fintech company that revolutionizes digital finance in Pakistan, making financial services accessible to everyone.
To revolutionize digital finance by providing innovative, secure, and accessible financial solutions that empower individuals and businesses.
"YOUR PROTECTION,
OUR PRIORITY"
Digital Nano loan apps provide quick and easy loans. These DigitaNano loans are short-term loans with high-interest rates and additional charges. It is essential that you understand potential risk of over-indebtedness. Borrow responsibly and only take loans that you can comfortably repay within the agreed timeframe to avoid financial difficulties. Always read the terms and conditions carefully before availing any loan. Your financial well-being is our priority.
>ڈیجیٹل لون ایپس قرض کی آسان اور تیز تر فراہمی کو یقینی بناتے ہیں۔ یاد رکھیں یہ ڈیجیٹل قرض قلیل مدت کے لئے، غیر معمولی شرح سود اور اضافی چارجز پر فراہم کئے جاتے ہیں اور بروقت ادائیگی نہ کرنے پر آپ کا قرض کئ گنا بڑھ سکتا ہے۔ لہٰذا قرض کی شرائط و ضوابط کو اچھی طرح سمجھ لیں اور صرف ضرورت کے مطابق ہی قرض حاصل کریں جو کہ آپ طے شدہ مدت میں آسانی کے ساتھ واپس کر سکیں۔آپ کی مالی بہبود ہماری ترجیح ہے۔
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(i)Citizen of Pakistan; (ii)20 years of age or older; (iii)Person having their own Bank Account / Mobile Wallet.
(i)Download PakCredit app from Google Play; (ii)Use the Phone Number that is registered with your CNIC; (iii)Fill in required Personal Information; (iv)The loan can be obtained after the Review is approved.
We will check your Credit history based on the information provided, through Automated Risk Assesment Or you may recieve a call from the Verification Department.
The information you provide is totally secure as we are a licensed company and need to abide by government laws to protect your information. The information is only used for verification purpose.
You can use your Mobile Wallet OR Bank Account. It is recommended to use the same mobile number to register the App that is on your Mobile Wallet account."
You can either use Mobile Wallet or Internet Banking to repay the loan: (i)Go to your Mobile Wallet or Internet Banking App/Website; (ii)Type “1BILL” in the search bar and select 1Bill Invoice/Voucher from the search results; (iii)Enter your PakCredit “Token Number” and proceed; (iv)Pay your loan.
With each passing day a late payment penalty will be charged. The standard rate is 0.08% per day but will be determined based on the credit rating. If you still don't pay, legal action would be taken.
Please make sure you do not want to use this PakCredit account and delete all information under this account.